For foreigners that have a long business trip to Asia ahead of them, it’s crucial that you feel comfortable. A couple of tips for the business minded traveler going to Asia is travel light, book ahead of time and get in line early. No matter what airline you go through, the airport is going to be a nuthouse, so it’s always a good rule of thumb to be prepared by skipping the long lines, allowing for plenty of time and read that newspaper until it’s your turn to get your boarding pass. Once in Asia, you can find a cab easily from the airport and check in to your hotel. While there are many available hotels and airlines on the market, there are only a chosen few that offer customers luxury, cleanliness and with all the comforts of home.Our pick for one of best airlines for Asian business trips is Singapore Airlines. Not only does it offer luxury accommodations for First Class, Business and Economy seats, but the flight attendants are pleasant, charming and over accommodating. Who wants to sit on a long flight in teeny, tiny seats? Singapore Airlines must understand the need for spacious seats because they have more room than many other airlines out there. They also offer leather seats, dining room table and your choice of available DVDs. Another popular Asian business trip airline is Cathay Pacific Airlines. Cathay Airlines is comfortable with flat beds in business class and 81 inch beds in First Class. First class passengers can also enjoy champagne and freshly fried eggs while all passengers can enjoy a selection of snacks when the mood strikes.Asia has more hotels than you could keep up with, and the majority of them are stylish, clean, centrally located and affordable. For the top hotels for Asian business trips, consider one of the following: the Mandarin Oriental, the W Hotel and the Peninsula. The Mandarin Oriental is a comfortable and clean choice for travelers feeling fatigued after a long flight. It has a business center, stylish rooms and a beautiful bar/lounge which can be deemed a perfect location for wooing potential clients. The W Hotel in Hong Kong is another stylish hotel that is well staffed with accommodating employees who are eager to speak American to you or greet you with a smile at the door. When staying in Tokyo, guests love the Peninsula, which offers portable cell phones throughout the hotel and the Tokyo metro area. This is a great accessory to your stay when your regular Blackberry or iPhone won’t work.As business trips to Asia countries become more common, airlines and hotels in Asia are providing a comfortable alternative while you are away from home. There are endless DVDs during your flight, state of the art beds, portable phones and stylish restaurants and bars to schmooze clients. Best of all, the staff on your airline and hotel can accommodate all of your special requests and more. When on your next business trip to Asia, consider travelling with all the amenities you deserve!
What Gardening Equipment You Need to Pursue Your Hobby
Gardening for a greener, healthier and more habitable America is one of the causes promoted by the National Gardening Association. The organization is encouraging everyone to pursue gardening as a job or hobby. You can do it, too, if you know how to start your own garden. However, you need to consider a few things first to determine what type of garden you can create. Some of the things that you need to look into are location, gardening equipment, type of soil, gardening tools, supplies, and more.Some people opt to grow annual and perennial plants in places where these plants are suitable, while others opt to start a vegetable garden that is maintained as an organic harvest. These types of gardens are often found in suburban homes. These are often cultivated with the parent’s desire to add more nutrition into the meals of their kids every day. The vegetable garden is a good way to ensure that you will have fresh harvest that is easily within reach.To make this garden productive, you need basic gardening equipment. The necessary equipment and tools can help you put your gardening plans into fruition.Protective Gardening GearWhile you are outdoors toiling on your garden, you need to wear protective gear. By wearing the right gear, you will be protected from the dirt, germs, mud or other harmful stuff that could come from gardening. However, you might be a bit worried at first thinking about the additional cost of having to buy protective clothing and other necessary gears. You don’t need to worry at all because the equipment that you need are not really expensive. Wearing the right gear is also more cost-effective rather than wearing and damaging your trainers, shoes or flip-flops while gardening. By having on a pair of heavy-duty wellington boots or gardening tools, your shoes will be completely protected from soil, gravel, stones, sturdy roots, falling tools, muddy grounds after heavy rains, and other conditions that could put you in danger.There are several garden shoes to choose from, but the sturdiest brands would be your best choice. You can also wear gardening aprons with pouches and pockets that can hold your hand tools, plant labels, seed packets or garden twines. They can also secure your mobile phone and other important personal times while you are gardening. Gardening gloves can protect your hands from cuts, and you can choose among the lightweight and heavy-duty types.Additional Gardening EquipmentThere are garden equipment kits that you can order online. Some good kits include trowel, transplanter, hedge shear, weeder, narrow trowel, knee pad, edging knife, pitch fork, hose nozzle, water stop, adjustable metal hose nozzle, water tap adaptors, and more. You may also buy a tool seat consisting of a chair and tool kit.Garden AccessoriesFun garden accessories are available to make your garden look even more beautiful and functional. You can choose from automated sprinklers, patio heaters, bird houses, greenhouse vents, basket and trugs, carts and containers, seed tray, rain water butt, sprayers, and others.
Business Capital Solutions In Canada: Accessing Proper Cash Flow & Commercial Financing
Business capital requirements in Canada often boil down to some basic truths the business owner/financial mgr/entrepreneur needs to address when it comes to financing for businesses.
One of those truths? Knowing the true state of their financial condition and what financing they do and don’t qualify for when it comes to meeting commercial lending requirements in Canadian business.
Business Loans In Canada
Whether you are smaller or start-up firm looking for information on how to get a business loan or a larger established firm looking for growth financing or acquisition opportunities we’re highlighting 3 mistakes that commercial loan seekers like your company need to avoid making when addressing, sourcing and negotiating your cash flow / working capital and commercial financing needs.
1. Understand the true condition of your company finances – These are almost always successful addressed when you spend time on your financials and understand how your financial statements reflect your access to commercial loans & business credit in general
2. Ensure you have a plan in place for sales growth and financial needs as it relates to commercial financing
3. Understand that actual hard facts about cash flow which is, of course, the lifeblood of your company
Can you honestly answer or feel positive about all those 3 points. If so, pass Go and collect $ 100.00!
A good way to address your company’s finance plans is to ensure you understand growth finance solutions, as well as how to manage in a downturn – i.e. not growing, losing money, etc; It’s never fun to fund yourself in an economic or industry downturn such as the COVID pandemic of 2020!
When we talk to clients of new or established businesses it seems they are almost always talking about sales, so the ability to understand and focus on the differences in their profits and cash fluctuations is key.
How do cash flow and sales plans and projections affect the type of financing you require? For one thing sales growth usually starts out by consuming your cash, not generating it. A poor finance plan will drag your business down and addressing financing simply gets tougher and tougher.
Three basics always emerge when it comes to your search for the right business capital and financing.
1. The amount of financing you need
2. The type of financing (debt/cash flow/asset monetization) The business loan interest rate will be dramatically affected by whether you choose traditional or alternative financing solutions. Private business loans in Canada come from non regulated commercial finance companies most often known as ‘ alternative lenders ‘. These lenders are typically highly specialized in one ‘ niche ‘ of business financing and may be Canadian firms or branches of U.S. banks and non-bank lenders
3. How the financing is structured to be manageable with your day to day operations
What Finance Company In Canada Can Meet Your Borrowing Needs & Why Is Capital Important In Business
Let’s identify and break down key financings your firm should know about and understand if they are applicable and achievable to your business. They include:
A/R Financing / Factoring / Confidential Receivable Finance
Inventory finance / floor planning / retail inventory
Working Capital term loans
Unsecured cash flow loans
Merchant working capital loans/advances – these loans are geared toward short term cash needs and are typically one year in duration. Loan amounts are typically 15-20% of your annual sales revenues.
Royalty finance
Asset based non bank business lines of credit
Tax credit financing (SR&ED bridge loans)
Equipment Leasing / Sale leasebacks – Equipment financing in Canada is used by almost 80% of all companies looking to acquire new, and used, assets.
Govt Guaranteed Small Business Loan program – Government Loans in Canada are sometimes referred to as ‘ SBL’, aka Note: BDC Finance solutions are available from this Canadian non-bricks and morter crown corporation. A small business loan via the government-guaranteed loan program comes with true flexibility around term loan duration, market rates, no pre payment penalties, and of course the low personal guarantee that is required by borrowers. These two ‘ government ‘ loan solutions are often perfect for financing a new business.
If you’re focused on not making mistakes in your business finance needs and want to capitalize on the solutions your competitors are probably already using seek out and speak to a trusted, credible and experienced Canadian business financing advisor who can assist you with your cash flow and commercial financing needs.
Stan has had a successful career with some of the world’s largest and most successful corporations.
His employers over the last 25 years were, ASHLAND OIL, ( 1977-1980) DIGITAL EQUIPMENT CORPORATION, ( 1980-1990) ) CABLE & WIRELESS PLC,( 1991 -1993) ) AND HEWLETT PACKARD ( 1994-2004 ) In 2004 Stan founded 7 PARK AVENUE FINANCIAL – He is an expert in Canadian Business Financing.